The White Oak Foundation emerged as a Housing and Urban Development (HUD) approved Counseling Agency in 2009 hence establishing an internal Program focused on home retention within our community.
Our Housing Program offers a variety of services ranging from financial guidance and assistance for home preservation to counseling services for sound home investment/money management.
The Services offered include:
Foreclosure Prevention Counseling — in conjunction with the North Carolina Housing Finance Agency (NCHFA) — provides home preservation options to the unemployed through the North Carolina Foreclosure Prevention Program;
Pre-Purchase education & counseling classes and one-on-one counseling for future home investment(s);
Rental assistance educational workshops and referrals to NC Housing Search;
Financial Literacy Education classes offering sound money management guidance; and
Workshops on topics such as banking, credit, budgeting and debt management, savings & investment.
Our Program offers services to Wake, Durham, Chatham, Lee, Harnett, Johnston and Orange counties.
The N.C. Foreclosure Prevention Fund™ helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss or temporary financial hardship.
After completing 7 hours of face-to-face counseling and 1 hour of one-on-one counseling we will provide a First Time Homebuyer Education Certificate that some lenders will accept to give special terms to new homebuyers.
First Time Home Buyers Classes In 2017
Next in-person class: November 18, 2017
Pre-Paid Cost: $25 per household
Location: Town of Apex Community Center
53 Hunter Street
Apex, NC 27502
Arts and Crafts Room
Time: 9:15 a.m. – 3:15 p.m.
Topics to be covered in the class include:
- Are You Ready to Buy a Home
- Managing Your Money
- Understanding Credit
- Obtaining a Mortgage Loan
- Shopping for a Home
- Protecting Your Investment
- Fair Housing
- Survival Tips for Homeowners
- Foreclosure Prevention
Seating is limited. Please contact the White Oak Foundation (Ms. Burnette) by November 13, 2017 at 919-362-6799 or firstname.lastname@example.org to reserve a seat.
Lunch will be Provided.
Classes are available to the entire community.
Auxiliary Aids and Services are available upon request to individuals with disabilities.
Remaining First Time Home Buyers Classes
Sponsored by Wells Fargo Home Mortgage and The NC Housing Coalition
Online Homebuyer Education
You may take the 8-Hour Homebuyer Education Workshop Online through E-Home America. By following the provided link you are able to take this course at your convenience at the cost of $150. This course is available in English or Spanish.